Effective Date: 8 May 2026
Website: cristinabonghanoy.com
Contact Email: hello@cristinabonghanoy.com

1. Acceptance of Terms

By accessing or using cristinabonghanoy.com, you agree to these Terms of Use. If you do not agree, please do not use this website.

These Terms apply to all visitors, users, clients, prospective clients, and anyone who accesses the website, submits inquiries, downloads materials, or engages with website content.

2. Website Owner

This website is operated by Cristina Carretero-Bonghanoy for professional branding, advisory, operations, strategy, business review, and digital presence-related services.

References to “we,” “us,” or “our” refer to Cristina Carretero-Bonghanoy and the website cristinabonghanoy.com.

3. Website Purpose

This website provides information about professional services, personal branding, operations and strategy experience, advisory packages, business support offers, portfolio materials, articles, contact channels, and related resources.

The website content is provided for general informational and business communication purposes only.

4. No Professional Guarantee

Website content, articles, templates, graphics, service descriptions, and advisory materials are for general business and informational use.

Nothing on this website should be treated as legal, tax, accounting, investment, medical, or licensed professional advice. Any business recommendation, review, or advisory output depends on the information provided, project scope, assumptions, and agreed deliverables.

No specific business outcome, revenue result, approval, ranking, employment result, website traffic result, or commercial success is guaranteed.

5. Services and Engagements

Submitting an inquiry through the website does not automatically create a client relationship.

A service engagement begins only when there is clear written acceptance of scope, fees, timelines, deliverables, and other project terms through email, proposal, invoice, agreement, or other written confirmation.

We reserve the right to accept, decline, revise, pause, or discontinue service discussions when appropriate.

6. User Responsibilities

By using this website, you agree to:

• Provide accurate and lawful information

• Use the website only for legitimate purposes

• Not submit false, misleading, harmful, unlawful, or infringing content

• Not attempt to hack, disrupt, overload, copy, scrape, or misuse the website

• Not use website content in a way that damages the owner’s reputation, rights, or business interests

You are responsible for the information, documents, and materials you submit for any inquiry or service engagement.

7. Intellectual Property

All website content, including text, visuals, logos, graphics, service names, package descriptions, templates, layouts, images, articles, brand elements, and downloadable materials, are owned by or licensed to Cristina Carretero-Bonghanoy unless otherwise stated.

You may view and share public website links for personal or professional reference.

You may not copy, reproduce, modify, sell, distribute, upload, publish, claim ownership of, or use website materials for commercial purposes without prior written permission.

8. User-Submitted Materials

If you submit documents, business information, branding materials, messages, or other content for review, you confirm that you have the right to share them.

You retain ownership of your submitted materials. However, you allow us to use them only as necessary to review your inquiry, prepare a proposal, provide services, communicate with you, or complete agreed deliverables.

We will not publicly disclose client names, private documents, confidential project details, or non-public business information without permission, unless required by law.

9. Confidentiality

Please do not send highly confidential, proprietary, sensitive, or regulated information through website forms unless necessary for a specific service discussion.

For paid or formal engagements, confidentiality expectations should be confirmed in the written proposal, service agreement, or email confirmation.

10. Third-Party Links and Platforms

This website may contain links to third-party websites, social media platforms, communication apps, videos, payment channels, booking tools, or external resources.

We are not responsible for the content, accuracy, availability, policies, security, or practices of third-party websites or platforms.

Your use of third-party platforms is subject to their own terms and privacy policies.

11. Payments, Fees, and Refunds

Fees, inclusions, exclusions, timelines, and payment terms for services will be stated in the applicable proposal, invoice, agreement, or written confirmation.

Unless otherwise agreed in writing:

• Fees may vary depending on project scope and complexity

• Work may begin only after confirmation of payment or agreed payment arrangement

• Completed work, consultations, reviews, and delivered outputs are generally non-refundable

• Changes outside the agreed scope may require additional fees

• Delays caused by incomplete client inputs may affect delivery timelines

12. Website Availability

We aim to keep the website accessible and updated, but we do not guarantee uninterrupted, error-free, or secure access.

The website may be updated, suspended, revised, or discontinued at any time without prior notice.

13. Limitation of Liability

To the maximum extent allowed by law, we are not liable for any direct, indirect, incidental, consequential, special, or business-related losses arising from:

• Use or inability to use the website

• Reliance on website content

• Third-party links or platforms

• Technical issues, errors, interruptions, or security incidents

• Business decisions made based on general website information

• Unauthorized use of submitted information caused by factors beyond reasonable control

14. Indemnity

You agree to protect and hold harmless Cristina Carretero-Bonghanoy from claims, losses, damages, liabilities, costs, or expenses arising from your misuse of the website, violation of these Terms, submission of unlawful materials, or infringement of third-party rights.

15. Changes to These Terms

We may update these Terms of Use at any time. Changes will be posted on this page with a revised effective date. Continued use of the website means you accept the updated Terms.

16. Governing Law

These Terms are governed by the laws of the Republic of the Philippines.

Any dispute related to this website or these Terms shall first be addressed through good-faith communication. If unresolved, the matter may be handled under applicable Philippine laws and dispute resolution procedures.

17. Contact

For questions about these Terms, contact:

Cristina Carretero-Bonghanoy
Email: hello@cristinabonghanoy.com
Website: cristinabonghanoy.com

All names, photographs, certificates, professional credentials, biographical details, brand assets, written content, graphics, and other materials displayed on this website are provided for personal branding, portfolio, professional reference, and verification purposes only.

Visitors are not allowed to:

Prohibited Act | Meaning

• Copy or Repost | Saving, uploading, or reposting photos/certificates elsewhere

• Impersonate | Using your name, image, or credentials to pretend to be you

• Misrepresent | Editing or presenting your credentials out of context

• Scrape Data | Automated collection of your website information

• Commercial Use | Using your content, image, or profile for ads, training, sales, or promotions

• Document Misuse | Using certificates, IDs, signatures, ratings, or eligibility records without permission

Any use of the website owner’s personal information, likeness, certificates, credentials, brand assets, or website content requires prior written permission.

For career opportunities, operations roles, advisory work, professional collaboration, or selected digital support projects, please complete the form below.

Kindly include a short description of your purpose, expected timeline, and the type of support needed.

Let’s connect with clarity and purpose.